Medicare is health insurance for [1]People 65 or older, [2] People under 65 with certain disabilities, or
[3] People of any age with End-Stage Renal Disease (ESRD, which is permanent kidney failure requiring dialysis or a kidney transplant).
Medicare |
Specific Services Covered |
Part A |
Hospital Insurance which helps to cover:
- Inpatient care in hospitals
- Skilled nursing facility, hospice, and home health care
|
Part B |
Medical Insurance which helps to cover:
- Services from doctors and other health care providers, hospital outpatient care,
durable medical equipment, and home health care
- Preventive services to help maintain your health and to keep certain illnesses
from getting worse
|
Part C |
Medicare Advantage:
- Includes all benefits and services covered under Part A and Part B
- Run by Medicare-approved private insurance companies
- Usually includes Medicare prescription drug coverage (Part D) as part of the plan
- May include extra benefits and services for an extra cost
|
Part D |
Medicare Prescription Drug Coverage:
- Helps cover the cost of outpatient prescription drugs
- Run by Medicare-approved private insurance companies
- May help lower your prescription drug costs and help protect against higher costs
in the future
- Frequently purchased in conjunction with a Medicare Supplement plan
|